Loan Rates
Uththamachara , Upahara , Personal Loan For Employees of Gov./Semi Gov. Sector
Years Variable Fixed on Personal Guarantors Fixed on Mortgage
Up to 1 Year

 -

16.00%

15.90%
Up to 3 Years

 

16.00%
16.25% 16.10%
Up to 5 Years  16.50% 16.25%
Up to 7 Years 17.00% 16.75%

Up to 10 Years &

Above

Maximum 5 Years Fixed at 18.00%

thereafter variable

Maximum 5 Years Fixed at 17.00%

thereafter variable

Personal Loan For Employees of Private Reputed Companies
Years Variable Fixed on Personal Guarantors Fixed on Mortgage
Up to 1 Year

 -

16.00%

15.90%
Up to 3 Years

 

16.00%
17.00% 16.50%
Up to 5 Years 18.00% 17.00%
Up to 7 Years

Maximum 5 Years Fixed at 18.00%

thereafter variable

 Maximum 5 Years Fixed at 17.00%

thereafter variable

Up to 10 Years &

Above

MSME , SME And Business Purposes Loans
Years Variable Fixed on Personal Guarantors Fixed on Mortgage
Up to 1 Year

 -

16.00%

15.90%
Up to 3 Years

 

16.00%
17.50% 16.75%
Up to 5 Years  18.00% 17.00%
Up to 7 Years  

Maximum 5 Years Fixed at 18.00%

thereafter variable

 

Maximum 5 Years Fixed at 17.00%

thereafter variable

Up to 10 Years &

Above

Pawning
Individual

16.50%

Society Members

16.25%

SDB Uththamavi account holders *

15.50%

Ranmini 
Ranmini Loan

20.00%

Ranmini Pawning

18.50%

Leasing 
Leasing 

16.50% & above

 

*Conditions apply

Deposit Rates
Product Type Interest Rate (p.a)
SDB Lakdaru

5.00%

SDB Jawaya

Below Rs 1 Mn: 5.00%

Rs 1 Mn & Above: 6.00%

SDB Uththamavi

Below Rs 1 Mn: 5.00%

Rs 1 Mn & Above: 6.00%

SDB Top Saver

Rs 5,000 – Rs 9,999: 4.00%

Rs 10,000 – Rs 24,999: 5.00%

Rs 25,000 – Rs 49,999: 6.00%

Rs 50,000 – Rs 99,999: 7.50%

Rs 100,000 – Rs 499,999: 9.00%

Rs 500,000 & Above: 10.00%

SDB Savings

4%

SDB Upahara Savings

Below Rs 1 Mn: 5.00%

Rs 1 Mn & Above: 6.50%

 

Normal Fixed Deposit Rates
  1 Month 3 Months 4 Months 6 Months 12 Months 24 Months 36 Months 48 Months 60 Months
Maturity 7.00% 8.33% 9.75% 8.83% 9.83% 10.33% 10.53% 10.83% 11.33%
AER 7.23% 8.59% 10.07% 9.02% 9.83% 9.85% 9.58% 9.41% 9.39%
Monthly - - - - 9.40% 9.85% 10.05% 10.32% 10.78%
AER - - - - 9.82% 10.31% 10.53% 10.82% 11.33%

 

Senior Citizen FD Rates
  1 Month 3 Months 4 Months 6 Months 12 Months 24 Months 36 Months 48 Months 60 Months
Maturity 7.00% 8.58% 9.75% 9.08% 10.33% 10.83% 11.03% 11.33% 11.83%
AER 7.23% 8.86% 10.07% 9.29% 10.33% 10.30% 10.00% 9.79% 9.74%
Monthly - - - - 9.87% 10.32% 10.50% 10.78% 11.23%
AER - - - - 10.33% 10.82% 11.02% 11.33% 11.83%
Minor FD Rates
  12 Months 24 Months 36 Months 48 Months 60 Months
Nominal 9.83% 10.33% 10.53% 10.83% 11.33%
AER 9.83% 9.85% 9.85% 9.41% 9.39%
Foreign Currency Exchange Rates
Currency Code Currency Buying Rates Selling Rates
AUD AUSTRALIAN DOLLAR 118.82 125.70
EUR EUROP CURRENCY UNIT 194.82 205.26
GBP BRITISH POUND 225.65 236.52
JPY JAPANESE YEN 1.63 1.71
SGD SINGAPORE DOLLAR 129.77 136.13
USD US DOLLAR 179.79 184.67
Foreign Currency Exchange Rates
Currency Code Currency Buying Rates Selling Rates
AUD AUSTRALIAN DOLLAR 118.82 125.70
EUR EUROP CURRENCY UNIT 194.82 205.26
GBP BRITISH POUND 225.65 236.52
JPY JAPANESE YEN 1.63 1.71
SGD SINGAPORE DOLLAR 129.77 136.13
USD US DOLLAR 179.79 184.67