As we move towards transactions that are progressively cashless, SDB is empowering Sri Lankans to step into the new era of digital transactions with UPay, a simple yet powerful mobile payment app that enables users to utilize multiple digital payment options and value added services. UPay acts as a multi-functional mobile wallet that can be directly connected to your SDB current or savings account, as well as other bank accounts and payment options such as credit and debit cards.

By simplifying daily transactions, UPay gives customers the opportunity to make payments anytime, anywhere, complementing today’s fast-paced, dynamic lifestyles. The UPay mobile payment app is freely downloadable for existing and non-existing SDB customers for both Android and iOS.

UPay Functionalities

  • Link to existing SDB Bank Accounts and other bank accounts to seamlessly:
      • Purchase products and services
      • Initiate direct fund transfers
      • Carry out day-to-day transactions

    All without the hassle of carrying physical cash

  • Securely connect credit or debit cards to make direct payments through the UPay app to eliminate chances of losing or misplacing physical cards. UPay also provides a Split-the-Bill option so that collective payments are no hassle.
  • Utilize the merchant portal that gives direct payment access to other essential services such as e-Channeling, movie tickets, public utilities and other merchants. These payments can also be automated, tracked and managed.
  • Direct top-up to mobile phone from linked account/s or card
  • Special partnerships with international payment facilitators
  • 24/7 merchant support
  • Monthly UPay generated e-reports of financials and transactions
  • SMS alerts for all UPay transactions with the SDB SMS Banking facility for existing SDB customers
Benefits
  • Highly convenient and accessible from anywhere, anytime
  • Numerous digital payment methods through the integration of multiple bank accounts and multiple debit and credit cards on to one payment platform
  • Higher security with access to the app locked behind authentication password and PIN
  • Wide acceptance across a growing list of merchant stores both online and offline across Sri Lanka
  • Access to partner promotions and attractive interest rates for existing SDB customers
  • Overall control and management of individual budgets