The SDB Point of Sale (POS) System is a reliable and secure payment solution designed to support businesses—primarily SMEs and MSMEs—across Sri Lanka. It enables merchants to accept fast and seamless card-based payments, ensuring a smooth and convenient experience for customers.
Powered by the latest wireless POS terminals, SDB UPOS supports major international card schemes including Visa, Mastercard, and UnionPay, allowing businesses to serve both local and international customers with confidence.
By streamlining card payment operations and reducing the cost and risks associated with cash handling, SDB UPOS delivers a modern, dependable, and efficient payment experience that helps businesses operate smarter and grow faster.
SDB Bank POS facilities are available to all Sri Lanka–registered businesses, enabling seamless and secure card payment acceptance.
Visit your nearest SDB Bank branch via https://www.sdb.lk/en/find-a-branch or contact our 24×7 trilingual Call Centre on 0115 511 511 for more information.
- Card Acceptance
Accepts Visa, Mastercard, and UnionPay credit and debit cards seamlessly.
- Portable POS Terminals
Flexible POS devices that can be fixed at checkout counters or used for mobile transactions, allowing wireless operation across your business premises.
- Tap to Pay & Chip Reading
Tap to Pay & Chip Reading A secure point-of-sale system supporting NFC (Tap to Pay), magstripe, and EMV chip transactions for enhanced payment convenience.
- Mobile Connectivity & Secure Transactions
Enables fast, reliable, and secure transactions anytime, anywhere. All transactions are PCI DSS–compliant, ensuring the highest level of payment security.
- Flexible Merchant Quick Loan Facility
Based on monthly POS sale Avg in last 06 Months, Merchants Can be Request Quick Loan.
- Application of POS Facility
- Merchant Application
- Merchant Agreement
- PROPRIETORSHIP
- Copy of the Business Registration.
- NIC copies of all proprietors.
- PARTNERSHIP
- Copy of the Business Registration.
- NIC copies of all partners.
- LIMITED LIABILITY COMPANY
- Certificate of Incorporation
- Articles of the Association
- Certified copy of the Resolution of the Board of Directors, authorizing the company to enter into agreement with SDB Bank.
- Full names of all Directors, their NIC nos. and the private addresses.
- NIC copies of the Directors.
- CLUB / SOCIETIES / ASSOCIATION
- Proof of Registration of club, society or associations.
- Resolution passed by the committee or Board of Management.
- NIC copies of the committee members.
- What is the SDB Point of Sale (POS) System?
- Which cards are accepted?
- How does SDB ensure transaction security?
- Who is eligible to apply for an SDB POS facility?
- Are the POS terminals portable?
- How long does it take to activate a POS terminal?
- When will funds be credited to my account?
- Is customer support available?
- What types of businesses can use the POS system?
- Does the POS system support refunds and reversals?
The SDB Point of Sale (POS) System is a secure payment solution that enables businesses to accept card transactions through POS terminals. It supports physical card payments as well as card-based and mobile contactless payments using NFC technology.
The system supports major international card schemes including Visa, Mastercard, and UnionPay.
The SDB POS solution is PCI DSS–compliant and incorporates EMV chip reading, magstripe, and Tap to Pay (NFC) functionalities to ensure secure and reliable transactions.
Any business registered in Sri Lanka, including SMEs and MSMEs, is eligible to apply for the SDB POS facility, subject to bank terms and conditions.
Yes. Wireless and portable POS terminals are available and can be used at fixed counters or for mobile transactions within business premises.
Activation timelines may vary depending on documentation and approvals. Once requirements are completed, activation is usually completed within a short period.
POS transactions are settled directly into the merchant’s bank account, typically on the next working day, subject to settlement cut-off times.
Merchants can obtain support by visiting the nearest SDB Bank branch or contacting the 24×7 trilingual Call Centre at 0115 511 511.
The POS system is suitable for a wide range of businesses including retail outlets, restaurants, pharmacies, service providers, and mobile merchants.
Refunds and transaction reversals can be processed through the POS terminal in accordance with SDB Bank guidelines.
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