SDB bank | UPay Limit Profiles

UPay Limit Profiles

UPay Limit Profiles


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Partner with us by choosing your preferred limit profile and enjoy the convenience, simplicity, and secure transaction experience with UPay!

UPay Limit Profiles are designed to enable secure and convenient transactions based on your needs. Profiles can be upgraded or modified anytime as your transaction needs evolve.


Profile: Green

Type From To Per Day Per Transaction
Fund Transfers SDB Ac SDB Ac (Own) 500,000.00 500,000.00
SDB Ac SDB Ac (Third Party) 1,000,000.00 500,000.00
SDB Ac Non-SDB Ac 1,000,000.00 500,000.00
Non-SDB Ac SDB Ac 400,000.00 150,000.00
Non-SDB Ac Non-SDB Ac 400,000.00 150,000.00
Upoints Any Bank 25,000.00 25,000.00
Credit Card Settlements SDB Ac Non-SDB Credit Card 750,000.00 250,000.00
Non-SDB Ac Non-SDB Credit Card 400,000.00 150,000.00
Upoints Non-SDB Credit Card 25,000.00 25,000.00
Bill Payments
(Non-Dialog)
SDB Ac - 150,000.00 150,000.00
Non-SDB Ac - 150,000.00 150,000.00
Upoints - 25,000.00 25,000.00
Dialog Payments SDB AC Ac - 50,000.00 10,000.00
Non-SDB Ac - 25,000.00 10,000.00
Upoints - 10,000.00 10,000.00
QR Payments SDB Ac - 100,000.00 50,000.00
Non-SDB Ac - 100,000.00 50,000.00
GovPay SDB AC Ac - 50,000.00 50,000.00
Non-SDB Ac - 50,000.00 50,000.00

Profile: Blue

Type From To Per Day (LKR) Per Transaction (LKR)
Fund Transfers SDB AC SDB Ac (Own) 1,000,000.00 1,000,000.00
SDB AC SDB Ac (Third Party) 2,000,000.00 1,000,000.00
SDB AC Non-SDB Ac 2,000,000.00 1,000,000.00
Non-SDB Ac SDB AC 750,000.00 150,000.00
Non-SDB Ac Non-SDB Ac 750,000.00 150,000.00
Upoints Any Bank 50,000.00 50,000.00
Credit Card Settlements SDB AC Non-SDB Credit Card 1,000,000.00 500,000.00
Non-SDB Ac Non-SDB Credit Card 750,000.00 150,000.00
Upoints Non-SDB Credit Card 50,000.00 50,000.00
Bill Payments
(Non-Dialog)
SDB AC - 200,000.00 200,000.00
Non-SDB Ac - 200,000.00 150,000.00
Upoints - 50,000.00 50,000.00
Dialog Payments SDB AC - 75,000.00 20,000.00
Non-SDB Ac - 50,000.00 50,000.00
Upoints - 20,000.00 20,000.00
QR Payments SDB AC - 200,000.00 100,000.00
Non-SDB Ac - 200,000.00 100,000.00
GovPay SDB AC - 50,000.00 50,000.00
Non-SDB Ac - 50,000.00 50,000.00

Profile: Indigo

Type From To Per Day (LKR) Per Transaction (LKR)
Fund Transfers SDB AC SDB Ac (Own) 5,000,000.00 3,000,000.00
SDB AC SDB Ac (Third Party) 5,000,000.00 3,000,000.00
SDB AC Non-SDB Ac 10,000,000.00 5,000,000.00
Non-SDB Ac SDB AC 1,000,000.00 150,000.00
Non-SDB Ac Non-SDB Ac 1,000,000.00 150,000.00
Upoints Any Bank 75,000.00 75,000.00
Credit Card SDB AC Non-SDB Credit Card 1,000,000.00 750,000.00
Non-SDB Ac Non-SDB Credit Card 750,000.00 150,000.00
Upoints Non-SDB Credit Card 75,000.00 75,000.00
Bill Payments
(Non-Dialog)
SDB AC - 250,000.00 250,000.00
Non-SDB Ac - 250,000.00 150,000.00
Upoints - 75,000.00 75,000.00
Dialog Payments SDB AC - 100,000.00 50,000.00
Non-SDB Ac - 100,000.00 100,000.00
Upoints - 30,000.00 30,000.00
QR Payments SDB AC - 500,000.00 500,000.00
Non-SDB Ac - 500,000.00 500,000.00
GovPay SDB AC - 50,000.00 50,000.00
Non-SDB Ac - 50,000.00 50,000.00

Profile: Violet

Type From To Per Day (LKR) Per Transaction (LKR)
Fund Transfers SDB AC SDB Ac (Own) 20,000,000.00 5,000,000.00
SDB AC SDB Ac (Third Party) 20,000,000.00 5,000,000.00
SDB AC Non-SDB Ac 20,000,000.00 5,000,000.00
Non-SDB Ac SDB AC 2,000,000.00 150,000.00
Non-SDB Ac Non-SDB Ac 2,000,000.00 150,000.00
Upoints Any Bank 100,000.00 100,000.00
Credit Card Settlements SDB AC Non-SDB Ac 5,000,000.00 1,000,000.00
Non-SDB Ac Non-SDB Ac 1,000,000.00 150,000.00
Upoints Any Bank 100,000.00 100,000.00
Bill Payments
(Non-Dialog)
SDB AC - 250,000.00 250,000.00
Non-SDB Ac - 250,000.00 150,000.00
Upoints - 100,000.00 100,000.00
Dialog Payments SDB AC - 150,000.00 100,000.00
Non-SDB Ac - 150,000.00 150,000.00
Upoints - 50,000.00 50,000.00
QR Payments SDB AC - 500,000.00 500,000.00
Non-SDB Ac - 500,000.00 500,000.00
GovPay SDB AC - 50,000.00 50,000.00
Non-SDB Ac - 50,000.00 50,000.00


How to Modify Your Limit Profile

Upward change of profile: to Blue

Please call our Call Center on 0115 511 511, If you wish to change your profile from Green to Blue

Upward change of the profile: to Indigo or Violet

Please visit the nearest branch to submit a request form and indemnity, if you wish to change your profile to Indigo or Violet

Downward changes of the profile:

Please call our Call Center on 0115 511 511, If you wish to change your profile to have lower limits than your existing limit profile.

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