AthaMaru Short Term Loans | SDB bank Sri Lanka | SDB bank

A secured short-term loan, AthaMaru is SDB’s very own interpretation of a low-risk credit transaction for personal or business emergencies, backed by gold as collateral.

FEATURES AND BENEFITS
  • A short, three-month loan facility for a minimum loan amount of Rs. 50,000 and a maximum amount of Rs. 1 million
  • 0% interest rate per annum
  • Account holders can obtain an advance loan amount of 90% of the total gold value
  • Ensured accuracy of gold weight and value with the latest equipment
  • Benchmarked services that guarantee speed, privacy and the highest level of confidentiality
  • Guaranteed security of collateral
Eligibility
  • The applicant should:
    • Be a citizen of Sri Lanka not under the age of 18
    • Not be suspected of having stolen or illegally obtained gold collateral
  • The gold collateral should:
    • Be of a minimum karatage of 18kt
    • Be of a minimum weight of 03 grams
Required Documentation
  • Copy of the national identity card / passport / driver’s license for identification

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