
A secured short-term loan, AthaMaru is SDB’s very own interpretation of a low-risk credit transaction for personal or business emergencies, backed by gold as collateral.
FEATURES AND BENEFITS
- A short, three-month loan facility for a minimum loan amount of Rs. 50,000 and a maximum amount of Rs. 1 million
- 0% interest rate per annum
- Account holders can obtain an advance loan amount of 90% of the total gold value
- Ensured accuracy of gold weight and value with the latest equipment
- Benchmarked services that guarantee speed, privacy and the highest level of confidentiality
- Guaranteed security of collateral
Eligibility
- The applicant should:
- Be a citizen of Sri Lanka not under the age of 18
- Not be suspected of having stolen or illegally obtained gold collateral
- The gold collateral should:
- Be of a minimum karatage of 18kt
- Be of a minimum weight of 03 grams
Required Documentation
-
Copy of the national identity card / passport / driver’s license for identification