SDB PERSONAL

SDB Personal Loan

Personal loans can be obtained by permanent employees of the Government/Government Institutions and reputed private sector institutions.


Features and Benefits:

Government Sector Employees –

  • Maximum loan amount up to Rs. 5,000,000/-
  • Repayment period – 10 Years

Reputed Private Sector Employees –

  • Maximum loan amount up to Rs. 5,000,000/-

Repayment period:

  • Maximum 5 years
  • Installment should be deducted from the monthly salary
  • Minimum paperwork
  • Efficient service
  • Contact Branch Manager for loan amount

Eligibility Criteria:

  • Monthly salary or installment to be remitted to SDB account.
  • Guarantors required.

Required Documents:

  • Duly completed loan application.
  • Copy of NIC, or valid Passport.
  • Valid document as proof of residential address
  • Letter from employer confirming the employee details (as per the application specimen)
  • Recent salary slip

If Interested

Visit the nearest SDB branch together with the duly filled application and the relevant supporting documents.

uphara-logo

Upahara Loan Scheme for Retirees and Senior Citizens Accounts

This is a tailor-made loan scheme especially designed for pensioners. The ultimate objective is to have them re-join the workforce and to get their contribution towards the country’s economic development. The loan facility is available for government pensioners, CEB & Central Bank pensioners.


Features and Benefits:

  • Maximum loan amount is Rs.2,000,000/=.
  • Convenience to pay back up to 70 years of age.
  • Repayment period – maximum 10 years
  • Loan protection cover in place for all borrowers.

A loan can be obtained to start a new business venture, expand an existing business, house refurbishments, medical expenses, educational expenses of the borrower’s children, to settle loans obtained from recognized financial institutions or any other purpose legally acceptable to uplift the lifestyle of the pensioners.


Eligibility Criteria:

  • Pensioners up to 70 years.
  • Remittance of monthly pension to the SDB.

Required Documents:

  • Copy of the NIC or Passport or Driver’s License
  • Valid document to verify the address
  • Any other document requested by the Bank

If Interested:

Visit the nearest SDB branch together with the duly filled application and the relevant supporting documents.

Uththamachara

Uththamachara Loan Scheme

Uththamachara is a loan facility specially designed for disabled force personnel & Ranaviru families to support income generating activities.


Features and Benefits:

  • Maximum loan amount is Rs. 5,000,000/-.
  • Repayment period is 10 years.
  • Convenience to pay back up to 70 years of age
  • Loan protection cover is issued to all clients, including disabled service personnel or war hero personnel upto the age of 55.

A loan can be obtained to start a new business venture, expand an existing business, house refurbishments, medical expenses, educational expenses of the borrower’s children, to settle loans obtained from recognized financial institutions at a higher rate of interest or any other purpose legally acceptable to uplift the lifestyle of the member of the security forces.


Eligibility Criteria:

Any of the borrowers in the following categories who receive the salary on behalf of the member of the security forces

  • Disabled force personnel
  • Widow / Widower – member of security forces
  • Father / Mother of unmarried (DIA/MIA) member of the security forces
  • Unmarried / Unemployed siblings of unmarried (DIA/MIA) member of the security forces whose father and mother are not living.

Required Documents:

  • Copy of the NIC or Passport or Driver’s License
  • Valid document to verify the address
  • Other relevant documents requested by the Bank

If Interested:

Visit the nearest SDB branch together with the duly filled application and the relevant supporting documents.