SDB PERSONAL

SDB Personal Loan

Personal loans can be obtained by permanent employees of the Government/Government Institutions and employees of reputed private sector institutions.


Features and Benefits

Government Sector Employees:

  • Maximum loan amount up to Rs. 5,000,000/-
  • Repayment period – 10 Years

Reputed Private Sector Employees:

  • Maximum loan amount up to Rs. 5,000,000/-

Repayment period:

  • Maximum 5 years
  • Installment should be deducted from the monthly salary
  • Minimum paperwork
  • Efficient service
  • Contact Branch Manager for loan amount

Eligibility

  • Monthly salary or installment to be remitted to SDB account
  • Guarantors required

Documents Required

  • Duly completed loan application
  • Copy of NIC, or valid Passport
  • Valid document as proof of residential address
  • Letter from employer confirming the employee details (as per the application specimen)
  • Recent salary slip

If Interested

Visit the nearest SDB branch together with the duly filled application and the relevant supporting documents or Contact your nearest SDB branch or Call 011 5411 411

    uphara-logo

Upahara Loan Scheme for Retirees and Senior Citizens Accounts

This is a tailor-made loan scheme especially designed for pensioners. The ultimate objective is to have them re-join the workforce and to get their contribution towards the country’s economic development. The loan facility is available for government pensioners, CEB & Central Bank pensioners


Features and Benefits

  • Maximum loan amount is Rs.2,000,000/=
  • Convenience to pay back up to 70 years of age
  • Repayment period maximum 10 years
  • Loan protection cover in place for all borrowers

A loan can be obtained to start a new business venture or expand an existing business; for house repairs/renovations; to meet medical expenses; educational expenses of the borrower’s children; to settle loans obtained from recognized financial institutions at a higher rate of interest; and any other purpose legally acceptable to uplift the lifestyle of the pensioners.


Eligibility

  • Pensioners up to 70 years
  • Remittance of monthly pension to the SDB

Documents Required

  • Copy of the NIC or Passport or Driver’s License
  • Valid document to verify the address
  • Any other document requested by the Bank

If Interested

Visit the nearest SDB branch together with the duly filled application and the relevant supporting documents or Contact your nearest SDB branch or Call 011 5411 411

    Uththamachara

Uththamachara Loan Scheme

Uththamachara is a loan facility specially designed for disabled forces personnel & Ranaviru families to support income generating activities.


Features and Benefits

  • Maximum loan amount is Rs. 2,000,000/-
  • Repayment period is 7 years
  • Convenience to pay back up to 70 years of age of the disabled service personnel or up to age of 55 of the war hero personnel or his/her spouse Loan protection insurance cover for all clients

A loan can be obtained to start a new business venture or expand an existing business; for house repairs / renovations; to meet medical expenses; educational expenses of the borrower’s children; to settle loans obtained from recognized financial institutions at a higher rate of interest; and any other purpose legally acceptable to uplift the lifestyle of the member of the security forces.


Eligibility

Any of the borrowers in the following categories who receive the salary on behalf of the member of the security forces

  • Disabled forces personnel
  • Widow / Widower of member of security forces
  • Father / Mother of unmarried (DIA/MIA) member of the security forces
  • Unmarried / Unemployed siblings of unmarried (DIA/MIA) member of the security forces whose father and mother are not living

Documents Required

  • Copy of the NIC or Passport or Driver’s License
  • Valid document to verify the address
  • Other relevant documents requested by the Bank

If Interested

Visit the nearest SDB branch together with the duly filled application and the relevant supporting documents or Contact your nearest SDB branch or Call 011 5411 411